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Southern RTO. Is a rent to own store offering you everything for your home. We are located On the islands of St. Croix and St. Thomas . We do no credit checks. We offer free service with loaners. We have Low low low weekly and monthly payments. We offer a 120 days same as cash program. All our products are quality name brand products. We Deliver to your home. We set the product up for you. We give you a demo on the product if needed. We are a member of APRO, a professional standards organization, and pledge to follow the APRO code of ethics.


What is Rent to Own 

“Rent to Own” is a unique transaction where customers rent household products with the option to purchase without being obligated beyond the first payment. The lack of obligation means there is no loan and no interest is charged. No debt means the item may be returned at any time.

Because there are no credit requirements most people can qualify, and delivery is normally the same day.

The consumer has the option to purchase the product at anytime and if the product is rented for a specified term (usually 12 to 24 months) the ownership is automatically transferred to the consumer.

Why Southern RTO? 

It is the mission of Southern Rent To Own to: Help our Island family’s rent  as many Products as they Need for as long as they Need them, by providing outstanding services and quality name brand products at reasonable rates. We will be respectful courteous and  professional at all times

coaster     sony    sony    dell



88 Castle Coakley

(Behind Napa auto parts)

Plot 58.

St. Croix U.S.V.I